Hello everybody! It’s been a while since I’ve posted as I decided to take a few weeks off to enjoy the rest of summer. The market has seemed to hold fairly steady, especially the key HYI programs that have been going full steam ahead with some really good profits shared with its members. I will talk about a few of those programs later in the Recent News section but for now I would like to review a long-term program that came out about 10 days ago called MutualTreaty.

MutualTreaty has 3 plans in the program and the first one is called the Starter Plan. The minimum to join is $10 and isn’t a bad price point to start out at, so that almost anybody that wanted to get in, could if they wanted to. The plan caps off at $5000 and runs for a term of 100 business days. Business days are counted as Monday through Friday and daily payments of 2% are only made on those days. 100 business days is also equal to 20 weeks and all 3 plans run with the same expiry period. Your principal is not returned in any of the plans and your total payback for this one would be 200%.



In this first plan, if you made a $100 deposit in MutualTreaty, you would be in profit after the 50th business day and then the rest would be considered profit with a finish of $200 total. This is the plan that I am thinking most people will be joining and although it is not a high interest, quick profit HYI program, this one may prove more stable and last quite a bit longer. If it continues to get steady sign-ups and furthers its advertising campaign, then this program could grow for quite a while and make many people some nice bucks. It’s good to have a mix of HYIP’s in your investment portfolio and I think that the strong, long-term programs will only increase profits and keep everything stable. The more diverse your portfolio is, the better your chance to haul home the big profits.



The 2nd plan is called the Professional Plan and this one requires a minimum of $5001 to join with the maximum set at $30,000. That price point is a bit steep so I’m guessing that most of us will not be in this plan or the next one either, but I will run through them so that everybody knows what the options are. The Professional Plan pays 2.2% Monday to Friday, runs for 100 business days and the total payback including principal is 220%.

The 3rd plan in MutualTreaty is called the Superior Plan and pays 2.4% interest on the 5 business days every week. The minimum to join this plan is a monumental $30,001 and there is no maximum given. That’s a lot of money and I am hoping that none of my readers would ever spend close to that amount but one has to wonder if there are a few high rollers out there that do spend that kind of money. This plan finishes after 100 days or 20 weeks at a 240% payback and of course the principal is included.

Payments are manual at MutualTreaty and the admin requests that you give him from 1 to 24 hours to get them completed. I would expect payments to be much quicker in the beginning but then take 12 hours or more to process as the membership grows larger. The more workload, the harder it is for them to keep the pace up.

MutualTreaty explains on its website that they did not make daily payments on Saturday or Sunday because Forex is not traded then. It goes on to talk about its Forex trading activities in detail but the text is not original. It’s been around quite a few times before and frankly there have been many HYI programs that have claimed they were all into Forex. I suppose there is a small chance they could trade a little Forex but I would think of it strictly as a HYIP and nothing else. Hopefully, if you get into it at a comfortable price range, you will make a good profit and the program will last for quite a while and let us all enjoy it. There is absolutely nothing wrong with looking at it for what it is – a HYI Program.

I was pretty happy when I first read that compounding was allowed but then I realized that it is only allowed in the last 2 plans. I don’t think that will apply to too many of us but I thought I would mention it for information purposes. If you end up making that kind of money and reinvesting it, make sure you talk to the admin beforehand if you have any questions about how the compounding works. It’s always better to ask first instead of being sorry later when you were thinking something else.

There is a nice selection of payment processors here as there are 4 to choose from: AlertPay, LibertyReserve, SolidTrustPay and PerfectMoney. I don’t think that AlertPay will get in the way of this HYI program as they already have quite a few documents pertaining to their incorporation status listed on their website. I went to the incorporation process as well when I started this website/ business and that paperwork came in handy when I signed up for AlertPay. They request a lot of the incorporation paperwork from the state or government that allows you to incorporate. So usually they will get all your important information and a lot of times that is what the other HYI programs are faking and then they get shut down. They either alter the documents and when AlertPay goes to verify and realizes that there is no such person or incorporation etc. then they freeze the funds in the AlertPay account. But anyway, I can explain that in some more depth some other day but my point was that their incorporation paperwork looked good and I also went to the government website and verified the license number and the information in it. It’s not too hard to get a Corporation started but it takes a few weeks at the very least. The best thing is that we know that MutualTreaty has verified their identity and that we know they are telling the truth about that. That is saying a lot when compared to a lot of other sites.

MutualTreaty also has a telephone number and address listed on their website for their United Kingdom business. I could not get through today but it is Sunday late morning, so I was doubtful that I would get anyone to answer anyway. I also wouldn’t count on knocking on the door at that address (just in case anybody happens to live in the neighborhood) and finding the admin, as it is probably a registered agent’s address. A registered agent is required to sign for registered mail and accept all paperwork for the Corporation.

If you have any support issues or questions that are not answered by the FAQ, they have a support form you can fill out and they have an e-mail address listed in case you prefer to e-mail them directly.

Hosting and DDoS protection for MutualTreaty have all been lined up and is being provided by the reputable Dragonara company. Their reputation is well known throughout this HYIP industry and they are known to be one of the best. SSL encryption is provided by Comodo so that your information will remain safe while it is in transit. The website is running on a licensed script from GoldCoders which seems to be the most popular script.

I think that MutualTreaty has the potential to be a successful program and become popular with the investors as long as the admin keeps the website promotion going strong. As the investors get paid and post the payment proofs and confidence grows, I think that the website will grow and possibly turn into a profit maker that we all are happy to have in our investment portfolios as the year turns into 2011. Just please remember to keep it at a level that is affordable to you and then as the program grows you can always add more money in order to grow your deposit. You may have only one account but you can invest as many times as you want anytime of the day. I made a reasonable deposit and then as I see the website grow in membership and popularity, I will add deposits that will be representative of my trust in the website. I hope that all of you reap profits over and over from MutualTreaty. I think it’s definitely one to keep your eye on.

Recent News

I will start off by saying that the hosting problem that FundsOMatic experienced a couple weeks back was fixed and everything is back on track and running great. They switched their website over to a new hosting provider with a much better reputation at providing the service. The hosting provider they had before that had been slacking for quite a while and has been steadily losing all of its HYIP business for quite a while now. It’s just too bad that it had to happen because the admin of FundsOMatic is very experienced and dedicated. It has really shown as the website has become more popular every day. The payouts have been very steady and mine have come about an hour after I request them which is very good in my opinion. His last program ran for somewhere around 1 – 2 years and when it was done everybody was in profit and nobody had lost money. What an honorable way to close a program. Several other people have predicted that FundsOMatic will become one of the #1 programs soon. Be sure to check it out when you have time – FundsOMatic.

I had a problem this week with the program Pickash, which is listed on my monitoring page. I deposited $50 into their program via AlertPay without a problem. The website looked like it was doing great, almost too good to be true as it had already had something like 900+ investors and over $52,000 in deposits. Well, time went by and towards the end of my plan with them I read that AlertPay was rumored to be frozen and unavailable on the site soon. I waited to see what happened and sure enough it was frozen but there were 3 other payment processors available when I checked on my deposit. The deposit was still there and the interest was being credited 25% every day and matured on 08/27/2010 for $62.50. I couldn’t get my money because AlertPay was not in the list of payment processors anymore. I thought maybe he would send my payout via my Liberty Reserve account especially since it was already matured and the payout was due.

I wrote a note to the admin and asked him if there was anything we could do and he responded with a short sentence saying:
“if u deposited via ap ask them to refund you
pickash accepts only lr, pm and sp.”

Well, when I deposited, they accepted AlertPay. I was told that the reason the AlertPay account was frozen was because of fraudulent verification forms etc. So basically, I took it that he did not want to verify his identity and tried to use somebody else’s or an identity that doesn’t exist. In the meantime, I am out $62.50, at least until AlertPay decides whether I will get $50 refunded or not. They can take up to 30 days to decide but I did get to dispute filled out with them.

I know that people get upset with AlertPay when they freeze an account but from what I have been told, it is usually because an admin has faked his identity in the verification process and they eventually catch them when they are doing their final checks etc. It used to give me a bit angry as well but after I understood what was going on, I realized that they have no choice but to do that. They cannot process payments and money transfers to people that they do not know who they are. There is a reason for the verification process and most people should be able to get past it with flying colors unless they want to lie about their identity or they want to scam unsuspecting people. I think that if more of them had to verify their true identity, there would be less of this going on. If a HYI Program happened to run out of money and had to close, I do not consider that a scam as long as the admin did everything he could do. I consider it a scam when they close down and run with thousands of dollars instead of paying their customers. I guess that’s a whole other argument but I just wanted to say what happened with Pickash in case there were others out there that were in the same situation and hadn’t filled out a dispute form with AlertPay.

As I took a few weeks off and enjoyed some lazy summer days, it was nice to see that most of my investments were doing well and those particular programs were getting stronger and stronger. I have been doing fantastic in CherryShares. They pay me within an hour every time I submit a withdrawal ticket. It’s unbelievable how well they have done and I consider them to be the #1 program right now. I really do not see that changing for quite a while from everything I’ve seen. I have slowly been adding deposits here and there to the programs that are doing so good and in turn have been getting larger returns. CherryShares does have a compounding option which is really cool. There is a calculator just inside the website after you login that you can play around with to see what your deposit would turn into if you decided to use the compounding option. I have been withdrawing quite a bit of money and have not turned the option on yet but after I get past a certain threshold, I am going to turn it on. The nice thing is that you can set it at 30% (whatever percentage you want) and leave it that way for a week or however long and then when you want, you can set it to 0% and start taking all your withdrawals again. You can change it whenever you want to manipulate your withdrawals or deposits. How cool is that? CherryShares rocks!

Another program I thought I would mention is PawnShop-Fund. Every time I have made a withdrawal request, they have paid me instantly and the AlertPay receipt is in my e-mail inbox before I even check. I have been getting 2.1% interest daily and the withdrawals have been nice. I have raised my deposits a few times there as well and from looking at the membership and deposit counts, PawnShop-Fund will be here for quite a while. You can check the counts after you login to the site and while I will not post them here, they are very impressive. As a matter of fact, whenever I do a deposit or withdrawal, I check to see if the total amount raises/lowers the right amount and it does! Also there is a spot in the website where you can go in and look and you can see all of the payouts that were made starting that day and then through the previous dates. It let me look as far as I cared to look. The admin at PawnShop-Fund deserves a pat on the back because he has sure run a good program. I always try to post my withdrawals/deposits right away on the 3 forums as my way to say thanks. If you haven’t already deposited there, I would give it a good look.

I appreciate all of you coming to read my blog and also by upgrading via my link. When you upgrade via my link, the money that is made from that goes to continually upgrade this blog and the monitoring pages. There is a lot of work I still want to do but all in good time I suppose. If you have any ideas on what you like to see more of or if you have any comments for me, please e-mail them to me or use the contact form. I would like to hear more from you guys as to what’s going on with your investments, what you need more help with and what you’d like to see more of in this blog.

If you have comments regarding my posts or general comments regarding a program, please write a comment in the blog posts. There is a comment section for all of us to comment back and forth on regarding issues or about the posts etc. I would really love to see more interaction between everybody.

One other request: if you guys wouldn’t mind voting for your favorite HYI programs on the monitoring pages and posting your payouts/ receipts there, that would be great. The admin’s see that at their sites through my monitoring seal and that is a way to help my blog and monitoring seal gain popularity with the various programs. They really notice that stuff.

Well, September is almost upon us and it should be getting busier and busier as fall approaches. The Internet always gets busier starting in September as people start to spend more time indoors and they get more involved in their computers and everything online. It is a good time for everybody to make some money and get those investment portfolios looking the way you want them to look. As a better opportunities come up, I will be posting reviews and adding them to my monitoring pages. Sometimes, I do not find something that passes all my checks when I do my due diligence. If I am not happy with the program, I am not going to post it for you guys as I want you guys to be doing as good as I am. I will not post anything that I have a feeling will fail or scam soon. I always think that if we all stick together, that we can cut the bad guys off and limit our losses.

I am going to get this posted but I will be back again soon with another review. As I become aware of or hear recent news, it will be posted on my blog right away to let you guys know what is going on in the HYIP online world. If you guys become aware of anything important and want to let me know, I would appreciate that. Also, any time you guys join a program through one of my links and there are any problems with that program, you can let me know and I will take the issue up with the admin myself and try to get it resolved for you. Anybody that joined through my links will have first priority when there are any issues or problems with a program. If they do not resolve the problem immediately, I will change the status on the monitoring pages if warranted and continue to work with the admin to get it resolved for you. Thanks for reading and I will be back with more again soon.

Jeff

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