Hi guys! I have some extra time tonight to post a review of a newer HYIP program called Premoney. It is a long-term investment HYIP that recently started on September 4th with quite a massive advertising campaign and it has attracted quite a new member base already, so I would recommend that you at least take a look at what they have to offer to see if it will fit your investment needs and portfolio.
There is really a lot to Premoney and it seems like a lot has went into the planning stages and also the website development and design, so I think the admin has some honorable intentions of running this program for quite some time. With all of the time and expense, it would not be likely that he would do all of this just to end up a fast scam. I will try to cover most of the major components but if you are at all interested, please visit the Premoney website as there is a lot of information there.
Premoney offers 5 investment plans to choose from and all of them pay 7 days a week, regardless if it is a holiday or not. All of these plans are also 90 days in length but you may request principal redemption any time in case you would need those funds earlier. There is no minimum withdrawal amount which is nice too. Premoney does have a compounding option for those that prefer this but I would recommend making daily withdrawals to quickly recoup your initial investment. Everything after that is pure profit and you can reinvest as often as you like.
The 1st plan in Premoney is called the Starter Package and pays 2.4% interest for 90 days leaving you with a profit of 216% and then you would receive your principal back on top of that. The minimum to invest in this plan is a reasonable $25 and the maximum is $499. By investing $100 in this plan, you would receive daily payments of $2.40 and end up with $316 after your principal was returned.
The 2nd plan is called the Advanced Package and pays 2.9% interest daily. This plan starts out at $500 and maxes out at $999. You will realize a profit of 261% plus receive your principal back on top of that.
The 3rd is the Professional Package and pays 3.6% interest every day. As you probably guessed, the amounts keep getting bigger and bigger here in the minimum starts out at $1000 with the maximum set at $2999. This one will yield a profit of 324% interest plus principal.
The 4th plan is called the Expert Package and will pay you 4.5% interest and end up with a 405% profit plus the return of the principal. The minimum in this plan is $3000 and the max is a hefty $4999 so I doubt many of us will be choosing this package, at least not until Premoney has a proven reputation and track record.
The last one in this plan is called the Ultimate Package and has the largest percentage of 5.6% leaving you with a 504% profit and that is before your principal is returned. It also has the largest minimum that starts out at $5000 with no maximum. All of the percentages that I quoted are assuming that you leave your investment in for 90 days.
You can always start out with a lower amount to test the performance of Premoney and then add an additional investment if desired later as you may have as many investments as you want. I would keep deposits at a reasonable level, at least until you are in profit and then after you have some personal experience with them, you can have a little bit of fun with the money you have made if you want.
There are no fees to deposit or withdraw in Premoney and an option that is going to make them popular and more desirable than the others is the fact that once withdrawals are requested, they are instantly deposited to your account. It is also mentioned a few places on their website that all deposits are guaranteed but I would disregard that if I were you. There is risk in all investments and I do not see how these guys could be the exception and be able to offer a guarantee.
They have an 8 page PDF that explains the bank guarantee along with the conditions of the debit card that they offer. I'm really surprised that they offer a debit card and it is only available for users that have a minimum deposit of $1000 or more. Also surprising was the fact that the fees to obtain the card are relatively low. A lot of options are free and the rest are either $1 or $2.50 maximum. I will definitely have to wait to see how this debit card program offered by Premoney goes before I would even think about getting one or recommending one. Soon enough, we will see feedback on this issue and I will be sure to report what I find to you. Be sure that any feedback you find is from a trustable source or if in a forum, from members with a higher post count and ones that you feel are trustable in that community. Hopefully several members will, and before long and if we are lucky, maybe from a few reliable moderators too.
There are over 200+ questions/answers in the FAQs section and just about everything is covered there. They did such a good job in the planning stages and once you see the website, you will see how well thought out everything really is.
They have live support that is provided from 8 AM to 5 PM and also there is also a support ticket system available. There is an unusual feature available and a nice touch that they have provided phone numbers to call with questions or assistance. The phone numbers for the United States are: 1-646-666-4080 and 1-646-666-4111. The UK phone numbers are: 44-20-3318-9833 or 44-20-3514-1345.
As far as payment processors go, they are a bit limited with Liberty Reserve and Perfect Money accepted. If you would like a different option, they do allow Bank Wires as an alternative. I would like to see them add at least one other payment processor andI will post it if I hear anything that sounds promising.
Premoney runs off a fully customizable script that was made just for them and from looking at it, I can tell that they spared no expense when it came to this. Hosting is provided by iWeb on a high-powered dedicated server which is definitely preferable over a shared server. Sometimes a lower quality program might opt for a shared server to save expenses but I am glad to see that they did not do this.
Security is top notch with quite a few reputable companies devoting their services and that will help make Premoney Limited a success by making DDoS attacks and malicious threats harder to attempt. Please try to hang with me here while I tried to explain the security as it is quite lengthy in detail. Some of the security providers include COMODO, McAfee, TRUSTe and BlockDoS. COMODO provides an extended validation SSL certificate which states that they are a secure and authentic site and the identity is insured up to $250,000. McAfee is installed to protect and thwart any malicious attacks or attempts to compromise the site and provides a secure daily scan. TRUSTe is a company that provides a privacy seal to certify that they use the highest technology to protect your private information.
Premoney has paid for the Enterprise level of DDoS attack protection from BlockDoS which guarantees a 99.9% uptime for the website. BlockDoS is one of the most well-known in the DDoS protection area and is the best in this area, especially in the HYIP program industry. I must say that I am impressed with the lengths they have gone to in order to provide security for their customers and themselves!
Premoney Limited is a Private Limited Company that is incorporated in England and Wales. The company number is listed as 7700089 and was issued electronically on 7/11/2011. This is actually very easy to do, so please do not give as much weight to this factor as anybody can do this in a matter of 30 min. or less whether in the UK or the United States and in most cases for $100 or less if one does it themselves. It's good that they went to this extra registration step but I wanted to let the newbies out there now that it is not any extraordinary feat to obtain this type of status.
Their address is listed as 19 Bolsover Street, London, London, W1W United Kingdom. Whether this is a physical address or not, I do not know. It could be but unless somebody verifies this by physically visiting this location, I'm sure many would debate this claim. This is common with many HYIP program though and I never place much weight on this issue anyway.
Overall, what is most important to me is the profit and reliability of the program and from what I have seen, Premoney has a great chance to become one of the bigger successes and potentially one of the largest HYIP programs out there in the coming months and into 2012. One of the things that is going to set it apart from its competition is the fact that payments are made instantly once requested which will attract a much larger customer base, the high level of security and the fact that you can withdraw your principal at any time without any early penalty.
It is definitely one worth your consideration, whether you decide to invest or not will be up to your own personal criteria. As always, do your due diligence, diversify your investments into several programs to reduce your risk and jump on it while you know it is hot! If you have any questions at all, please do not hesitate to get a hold of me. You can use the contact form by clicking on the link up by the header. Thanks for visiting and reading today's long review!
Derek
HYIP Program Updates –
It is not recommended to make any deposits at JP-Daily. It's too bad, because they were once paying some very decent profits. I have moved them to problem status as they had begun selective payouts among many other things. The admin has been spouting off at the mouth for over 2 weeks now by calling one member a foul name after making a request and then going on all sorts of tirades. None of that will do any good to the program and will only bring it down faster. In my opinion, only professionalism should be expected from these Admins, no matter what the situation! I'll post his last letter in which he tries to explain his hosting problems, hackers and stealing from accounts. Don't believe it all and be careful of his new site that just came out. I doubt it will be much of a success as people do not forget so easily when they are scammed. Here it is:
We have a big problem with Jp-Daily at the moment. Our "DDOS Protection" company, BlockDos.net, keeps hacking us and redirecting our deposit form to one of their employees' accounts. (He's stolen at least $2000 in member deposits so far, that i'm aware of!)
You'd think extorting us for $300/month in protection money from JP and every other hyip in the land would be enough for those crooks. But apparently not!
We have changed every password on the server, but they are still getting in. And they must be doing so as a result of BlockDos having access to our server and firewall settings in the past. And they must have planted something to give them access on demand, regardless of how many times i change the cpanel, whm and ftp passwords.
My proof for this, is that InvestProker has no such problems!
Because that is hosted on an identical dedicated server as JP-Daily (but completely separate). And is NOT using the BlockDos DDOS protection pipe to filter its traffic. This is why BlockDos can hack JP on demand and not IP. (And you'll note their hacking is limited to our files hosted on the server; they've not cracked anything specifically – just abusing their previous access).
So I am about to change our DNS settings to point our domain name completely away from BlockDos. This will result in the website going offline for a little while, until we can sort out a fresh host to re-install everything at. (Or more likely, partition the InvestProker dedicated server; and host both websites there – as JP is a very simple website)
It will take 2 or 3days to be fully sorted with a new hosting for JP. (And then we'll likely be DDOS attacked again.. for which we'll have to find a new protection. Outside of the Dragonara/BlockDos rackets!)
You can check our daily results and such at InvestProker (the results are exactly the same for JP) and contact me with any questions and stuff.
Bare with me!
Regards,
Rich
HitNRunMasters sent a recent newsletter as well and I will include it below. They have been paying quickly and reliably and I have been very impressed with their performance. This is another HYIP program I am keeping my eyes on and one that is showing the capabilities to become one of the bigger ones. They are still relatively young yet but have a perfect track record so far, so if you are one of those still on the fence about them, please go back and take a look at my HitNRunMasters review. I don't always agree with everything the admin says, however I do agree with some. I think he has been around the HYIP industry a while and his letters always make for a very interesting read. Definitely one to think about adding to your portfolio.
Changes are Coming Soon – In More Ways than ONE
Changes are inevitable in just about every facet of life. No doubt that holds excessively true in the world of HYIP.
We have been telling you about the changes that are being done to our website, they are on the way. Tonight we modified some of the content that is found on our site.
But lets talk a minute about HYIP and the changes that are happening there.
You really dont need us to tell you that September is generally a busy month in this market. Generally new programs begin to arrive in droves this time of year. What you may not know already is there are three groups of admin that have and are developing two dozen or more additional programs that they will be launching one right after another over the next few weeks. These admin groups are hell bent on taking every single dime they can from your pockets Their programs are notorious for NEVER giving you a chance to profit. They open and close before you can ever even consider breaking even.
These admin are getting bolder and bolder as they open and close their programs taking more and more profits each week. They are getting wiser and wiser. Their programs are getting better and better looking and they continue to do their best to route funds so that our network of associates doesnt trap them and keep them from profiting.
To some degree it is working for them. We dont have time to infiltrate their programs because they never intend on remaining long enough for anyone to profit no matter how many members they attract or how big the daily deposits become. Their strategy is simple, to open and close over and over.
We dont want them here. You dont want them here. No payment processor wants them here and not even the exchangers want them here. It is not good for the industry to have new members become familiar with HYIP, join and then lose with no chance of winning. It is one thing to run a ponzi for as long as it can be run and take profit from it. It is another to never allow anyone to win.
Pay attention to the littlest of details and you will see the signs.
Dont join programs with bad grammar.
Dont join programs with stupid nonsensical names.
Dont join programs with cheap support.
Dont join programs that resemble 2 or 3 others.
Dont join programs that have non-original content.
Dont join programs that have no SSL certificate.
Dont join programs that are not on a dedicated server.
Dont join programs that use non DDoS protected hosting.
Dont join programs that use pirated scripts.
Dont join programs that offer an unrealistic return on investments.
It may be easier to just say, Join HitNRunMasters and let us worry about it.
Nevertheless, be careful. It is going to especially bad this last half of this year.
Believe it or not, our associates and those with insight and insider knowledge are working to eliminate the admins that are ruining hyip for all of us. Through it all, we will be here.
Good Luck to you all.
This is another newsletters sent by HitNRunMasters about a week before this last one:
HitNRunMasters is doing well.
I am impressed with the number of members we are attracting now. As more and more of the so-called ‘winning’ hyips begin to go south, members are starting to migrate to our door. I think they are now realising we are who we say we are, and we do what we say we do.
Events over the past couple of weeks have prompted me to change my public image. No longer will I give hints about our targets or the next "good thing" that is going down. Instead I will go back behind the scenes in stealth mode. Admins who know we have an interest in their program go on "red alert" and will do anything in their power to try to make us look stupid. Having said that has meant that in at least one case the admin paid out far more than he planned to before closing.
Our online raids have been very fruitful. Because we have a stable but ever-growing pool of funds has meant we have the liquidity to take advantage of more opportunities. There has been a good number of short term programs offering very high ROI AND paying.
We are fast approaching two months online. Many of our members are receiving upper levels of return every day. I can see that they are content with trusting our judgement because we have had very few principal return requests.
We have the best live support team. Please feel free to contact them about any account problems or if you need help with any facet of investing. Our support is the best so if you need them please use them.
Admin NB
